Ready for a better relationship with money?
Berna Anat helps us navigate the complicated waters!
So how much do you really know about money? Do you know the best way to pay down your debt? Do you have a budget? It’s fair to say that most of us have a complicated relationship with money.
Enter Berna Anat! The author of Money Out Loud shares with us all the financial stuff that no one taught us. In our chat today we learn our money habits are directly connected to what we experienced as young people, (starting at age 7!), why paying just the minimum on our credit cards is just putting us in debt hell, and how we can make budgets work for US!
Listen in to our lively and informative conversation about how to become the CEO of our own lives and create a YES Plan to give us financial stability.
Click on the player below to hear the chat with Pam and Berna
About Berna Anat
Berna Anat is an award-winning producer, speaker, podcast host, rich auntie in training, and Financial Hype Woman—which is her made-up way of saying she creates financial education media all over the Internet. A proud Filipina-American daughter of immigrants, born and raised in the Bay Area, she taught herself how to pay off over $50,000 of debt and did what any Millennial would do: Yell about it on the internet. Berna’s work has been featured on platforms such as Forbes, The New York Times, and Buzzfeed. Berna was named The Plutus Awards’ Most Entertaining Financial Creator two years in a row and was named one of ABS-CBN’s Global Pinoy Idols. You can find Berna online at @heyberna on all platforms, at www.heyberna.com, or curled up with her nieces, watching The Office.
For more about Berna: Click Here
For her book, Money Out Loud: Click here
Follow her on Instagram at @HeyBerna
Willie Nelson Turns 90!!
We Celebrate with this Interview from 1997
In 1997, Willie Nelson returned to Vancouver, Washington, to play at the Clark County Fair. Nelson had been a disc jockey at KVAN radio in the mid-fifties (where I was working in 1997), and it had been 40 years since he had been back.
We kept in close touch with his agent and manager to see if we could get an interview with Willie. Nobody could promise anything. So it was an utter and complete surprise one afternoon when the receptionist came to tell me that Willie Nelson was on hold, and he was calling in to do an interview! I had never threaded a reel-to-reel tape so fast!!
We chat about his time as a disc jockey (he clears up the story of his firing), why his music endures, and the challenges of fame coming when you are young, as had happened to Leann Rimes (she was only 14 and had just scored her first big hit at the time of the interview). Plus, we get a health warning about caffeine!
It is an interview that I cherish, for the warmth and connection I felt with Willie, and the laughs we had. I hope you’ll enjoy it, too.
Click on the player below to hear the chat with Willie and Pam
How Much Do You Understand About the Economy?
Howard Yaruss says it’s easier to understand than you think!
How much do you understand about the economy? Do you know how it really affects your life? Most of us don’t know more than what we’re told by people we are told are experts. But should we trust economists? And what’s the biggest misunderstanding people have about the economy?
When I ran across a book written by economist, attorney, and NYU professor Howard Yaruss called Understandable Economics – Because understanding our economy is easier than you think – and more important than you know, I thought – this I have to hear! I’ll agree it’s more important than we know… but easier than we think?!?
So in our chat, we find out why the economy is more like psychology than civics, what inflation is, and why we are supposed to stop spending when businesses need us to spend to survive. Why do we give corporations bailouts to help them survive, but not the little guy? And who decides how much money is worth anyway? And oh yeah… Bitcoin?!?! I promise, you will have a much better understanding of the economy after you hear this interview!
Click on the player below to hear the chat with Pam and Howard
About Howard Yaruss
Howard Yaruss is an economist, professor, attorney, businessman, and activist who greatly enjoys explaining complex issues in a clear, interesting and easily accessible way. He has taught a variety of courses on economics and business, and currently teaches at New York University. Previously, he served as Executive Vice President and General Counsel of Radian Group, one of the largest guarantors of debt in the world. He has also served on the Boards of organizations that advocate for safer streets, help the homeless and support the arts. Yaruss graduated from Brown University, studied at the London School of Economics and earned a law degree from the University of Pennsylvania. He lives in Manhattan and serves on his local community board.
For more about Howard: Click Here
For his book, Understandable Economics: Click here
Follow him on Instagram at @UndertandEcono
How a Cult Member of 23 Years Finally Got Out
Spencer Schneider Shares an Insider View into Cults
Have you ever wondered about cults? How do you get into one? How do you get out? Why don’t you leave when things get abusive? Why do people stay? Spencer Schneider is a former member of a Manhattan cult, who finally got away after 23 years in the cult.
His new book Manhattan Cult Story covers the journey from how he got in, to how he got out, and all the sordid details in between. In our chat we learn how people were targeted, some of their internal vocabulary they use, and how he came to doubt himself. We talk about gaslighting, mind games, and how relationships were regulated. Plus, how Spencer finally was able to leave.
It’s a rare insider view to the world of cults and how they work, with a strong dose of hope at the end.
Click on the player below to hear the chat with Pam and Spencer
About Spencer Schneider
A native of Long Island, Spencer Schneider is practicing attorney who specializes in corporate litigation in New York. Mr. Schneider is also an open water marathon swimmer and ice water swimmer. He is employed as an ocean lifeguard, operates a lifeguard training academy, and co-founded a water rescue group. Mr. Schneider is a contributing writer of EAST Magazine. His book, “Manhattan Cult Story: My Unbelievable True Story of Sex, Crimes, Chaos, and Survival,” will be released by Arcade Publishing and distributed by Simon & Schuster on July 5, 2022. Mr. Schneider lives in New York and East Hampton.
Mr. Schneider received his BA in Philosophy from Washington University in 1982, and his JD from Cardozo School of Law in 1985 where he was Articles Editor of the Arts and Entertainment Law Journal. He received the annual faculty award for best Law Review note. He began his legal career in 1986 at a predecessor firm to the New York City branch of Hogan Lovells.
For more about Spencer, check out his website: spencer-schneider.com
For his book, Manhattan Cult Story: Click here
Check out his blog here: cultrevolt.com
Follow him on Instagram at @OfficialSpencerSchneider
11 yr-old CEO, Activist, & Author of More Than Peach
On Activism and Entrepreneurship
Bellen Woodard is 11 years-old and the CEO of More Than Peach, but her story started when she was 8, and everyone in her class kept asking for the Skin Color crayon, meaning the peach crayon. But Bellen isn’t peach-colored. And she knew a lot of other kids weren’t either.
Now, at 11, she is the CEO of the world’s first multicultural art brand and Kid/Woman/Black-owned business. She’s the world’s first Crayon Activist, and has transformed an entire industry with her global movement. And she’s also the author of the children’s book More Than Peach.
In our chat we get her advice on how to handle things when you get discouraged, and what some of the challenges are that she faces as an entrepreneur. Plus – how a major brand changed their product in the wake of Bellen’s activism, why she wrote the book, and what she’s working on for the future.
Click the player below to hear the chat with Pam and Bellen
About Bellen Woodard
Bellen Woodard is the beloved 11-year-old entrepreneur, trailblazer, and CEO of Bellen’s More than Peach Project.® The World’s 1st Crayon Activist™ and pioneer of “skin-color” crayons, Bellen transformed an entire industry with a first-of-its-kind, innovative and inclusive project and art brand that have now become a global movement. She’s received many notable awards including being named a 2020 TIME Kid of the Year nominee and has been featured by Scholastic Magazine, TIME®, Nickelodeon, and many others. Now a middle-schooler, Bellen embodies self-expression and discovery and enjoys traveling, dance, and spending time with family, friends, and her two beagles. Learn more at www.morethanpeach.com.
For her book, More than Peach: Click here
Find out more about Bellen and her projects at: morethanpeach.com
The Obstacle is the Way – Ryan Holiday on adversity
Every day we face challenges in the form of obstacles in our path, whether it be at work or in our homelife. Ryan Holiday, podcaster and author of The Obstacle is the Way:The Timeless Art of Turning Trials into Triumph gives us a roadmap for how we can turn these barriers into advantages!
Listen as he describes his three-point plan to tackle a perceived obstacle, how icons such as John D. Rockefeller, Amelia Earhart and Abraham Lincoln took nearly impossible situations and turned them into amazing success, plus how and WHY do we create our own obstacles that can sabotage us.
Click on the player below to hear the chat with Pam and Ryan
About Ryan Holiday
Ryan Holiday is a writer and media strategist. When he was 19 years old, he dropped out of college to apprentice under Robert Greene, author of The 48 Laws of Power. He had a successful marketing career at American Apparel and went on to found a creative agency called Brass Check, which has advised clients like Google, TASER, and Complex, as well as many prominent bestselling authors, including Neil Strauss, Tony Robbins and Tim Ferriss.
He is the author of ten books, including The Obstacle Is the Way, Ego Is the Enemy, The Daily Stoic, Conspiracy and Stillness is the Key which have sold more than 2 million copies in thirty languages and have a following among NFL coaches, world-class athletes, TV personalities, political leaders, and others around the world. He spends much of his time on a ranch outside Austin, Texas where he does his writing and work in between raising cattle, donkeys and goats.
For more about Ryan, check out his website: RyanHoliday.net
For his book, The Obstacle is the Way: Click here
Follow him on Twitter: @RyanHoliday
Most people don’t know that Danny Lewin was likely the first victim to be lost in the 9/11 attacks. By the same token, most people are unaware that Danny was also one of the people who turned the “World Wide Wait” into the speedy internet we know today, as co-founder of Akamai Technologies, a company that used algorithms to put the zip into the speed needed online.
Amazingly, this is only the tip of the iceberg in Danny’s remarkable, short life. Molly Knight Raskin, author of “No Better Time: The Brief, Remarkable Life of Danny Lewin, The Genius Who Transformed The Internet,” tells a compelling story of an amazing man who accomplished great things during his abbreviated life.
This is a biography that you will truly not want to miss.
Click on the player below to hear the chat with Molly and Pam
For more about Molly Knight Raskin, visit her website here.
Follow Molly on twitter @MollyRaskin
To get Molly’s book No Better Time on Amazon, click here