Talking Money Out Loud with Berna Anat

Ready for a better relationship with money?
Berna Anat helps us navigate the complicated waters!

So how much do you really know about money?  Do you know the best way to pay down your debt? Do you have a budget? It’s fair to say that most of us have a complicated relationship with money.

Enter Berna Anat! The author of Money Out Loud shares with us all the financial stuff that no one taught us. In our chat today we learn our money habits are directly connected to what we experienced as young people, (starting at age 7!), why paying just the minimum on our credit cards is just putting us in debt hell, and how we can make budgets work for US!

Listen in to our lively and informative conversation about how to become the CEO of our own lives and create a YES Plan to give us financial stability.

Click on the player below to hear the chat with Pam and Berna

About Berna Anat

Berna Anat is an award-winning producer, speaker, podcast host, rich auntie in training, and Financial Hype Woman—which is her made-up way of saying she creates financial education media all over the Internet. A proud Filipina-American daughter of immigrants, born and raised in the Bay Area, she taught herself how to pay off over $50,000 of debt and did what any Millennial would do: Yell about it on the internet. Berna’s work has been featured on platforms such as ForbesThe New York Times, and Buzzfeed. Berna was named The Plutus Awards’ Most Entertaining Financial Creator two years in a row and was named one of ABS-CBN’s Global Pinoy Idols. You can find Berna online at @heyberna on all platforms, at www.heyberna.com, or curled up with her nieces, watching The Office.

For more about Berna: Click Here
For her book, Money Out Loud: Click here
Follow her on Instagram at @HeyBerna
Twitter: @HeyBerna

Getting a Grip on the Economy with Howard Yaruss – Understandable Economics

How Much Do You Understand About the Economy?
Howard Yaruss says it’s easier to understand than you think!

How much do you understand about the economy? Do you know how it really affects your life? Most of us don’t know more than what we’re told by people we are told are experts.  But should we trust economists? And what’s the biggest misunderstanding people have about the economy?

When I ran across a book written by economist, attorney, and NYU professor Howard Yaruss called Understandable Economics – Because understanding our economy is easier than you think – and more important than you know, I thought – this I have to hear! I’ll agree it’s more important than we know… but easier than we think?!?

So in our chat, we find out why the economy is more like psychology than civics, what inflation is, and why we are supposed to stop spending when businesses need us to spend to survive. Why do we give corporations bailouts to help them survive, but not the little guy? And who decides how much money is worth anyway? And oh yeah… Bitcoin?!?!  I promise, you will have a much better understanding of the economy after you hear this interview!

Click on the player below to hear the chat with Pam and Howard

About Howard Yaruss

Howard Yaruss is an economist, professor, attorney, businessman, and activist who greatly enjoys explaining complex issues in a clear, interesting and easily accessible way. He has taught a variety of courses on economics and business, and currently teaches at New York University. Previously, he served as Executive Vice President and General Counsel of Radian Group, one of the largest guarantors of debt in the world. He has also served on the Boards of organizations that advocate for safer streets, help the homeless and support the arts. Yaruss graduated from Brown University, studied at the London School of Economics and earned a law degree from the University of Pennsylvania. He lives in Manhattan and serves on his local community board.

For more about Howard: Click Here
For his book, Understandable Economics: Click here
Follow him on Instagram at @UndertandEcono

Global Sustainable Enterprise Expert and Author Chris Marquis Explains B Corps


Global Sustainable Enterprise Expert and Author Chris Marquis

Most of us in society today are pretty fed-up with how a lot of businesses are operating. Is there a way for companies to be more socially responsible and not be so focused on shareholder profits? Dr. Christopher Marquis says there IS and it’s called a B Corp.

A professor at Cornell and the author of Better Business: How the B Corp Movement Is Remaking Capitalism, Dr. Marquis explains what a B Corp is and what it means to businesses and consumers.  What are the benefits and what are the motivations for a business to become socially responsible?

We learn which companies are already on board as B Corps, how it has affected their profits, what open hiring is, and what greenwashing is.

Click on the player below to hear the chat with Chris and Pam

About Chris Marquis

Chris Marquis is the Samuel C. Johnson Professor in Sustainable Global Enterprise and Professor of Management at the Cornell University Johnson College of Business. Prior to joining Cornell, he worked for 10 years at Harvard Business School and has held visiting positions at Harvard Kennedy School, Hong Kong University of Science and Technology, Peking University, Fudan University, and Shanghai Jiaotong University. Marquis received a PhD in sociology and business administration from the University of Michigan.

Marquis’ current teaching and research is broadly focused on the two areas of social innovation and change and doing business in China. Under these themes he has examined entrepreneurship in China, the triple-bottom line and building sustainable businesses globally, and business competition in emerging markets. These research projects build on Marquis’ earlier research on how business can have a positive impact on society and in particular how historical and geographical processes have shaped firms’ and entrepreneurs’ social and environmental strategies and activities. His latest book, Better Business: How the B Corp Movement Is Remaking Capitalism, focuses on the potential for stakeholder governance models to reform capitalism.

Marquis’s research has won a number of national and international awards, including the 2006 William H. Newman Award for best dissertation across the entire the Academy of Management, the 2006 Louis R. Pondy award for best dissertation in organizational theory from the Academy of Management, the 2003 James D. Thompson Award for best graduate student paper from the American Sociological Association, and the 2005 State Farm Doctoral Dissertation Award. He was a finalist for the 2010 and 2013 Aspen Institute Faculty Pioneer Award, a runner-up in the Academy of Management’s Best Published Paper in Organization and Management Theory in 2009, and a finalist in the 2004 INFORMS/Organization Science Dissertation Proposal Competition. In 2018 he was given the International Educator Award, from China’s State Administration of Foreign Expert Affairs.

Marquis has published in Academy of Management Journal, Academy of Management Review, Administrative Science Quarterly, American Sociological Review, Harvard Business Review, Organization Science, Stanford Social Innovation Review, and Strategic Management Journal, as well as a number of edited collections. From 2014-2020 he was an Associate Editor at Administrative Science Quarterly and he has served as an elected member of the Executive Committee of the Organization and Management Theory Division of the Academy of Management and of the International Association of Chinese Management Research (IACMR). Before his academic career, Marquis worked for six years in the financial services industry, most recently as vice president and technology manager for a business unit of J.P. Morgan Chase.

For more about Chris: Click here
For his book, Better BusinessClick here
Follow him on twitter: Click here
For his LinkedIn: Click Here

Delivering Success: Online (Ep 2)

Seth and I have been washing our hands and working from home, and we now bring you Episode 2 in the Delivering Success Series — to inspire businesses during these challenging times.

Is your business online-available? This 2min and 20 sec video talks about why it should be and how, and features our favorite fast food place – Taco Box! If you own a small business or home-based business – here’s something to ponder…

Delivering Success: Delivery (Ep 1)

Many business owners are biting their nails, wondering how long this social-distancing will last and what will happen next.

I’ve started a series called Delivering Success that gives snippets of things for businesses to consider as we all hunker down together. Just like the 140 Seconds videos, these will be 2 min 20 seconds as well, and are produced by Seth Stoltenow.

Just a little something to ponder. And give you some hope. Hard times give us a chance to reconsider things and use our creativity.

You know more than you think.

Life is Good Co-Founder Bert Jacobs on Optimism and Thriving


Feel good by realizing Life IS Good!
Hear what drives Co-founder Bert Jacobs
A
nd how the company thrives

You may not know the names Bert and John Jacobs but you’ve certainly seen their T-shirts everywhere. Co-founders of the Life is Good company, theirs is a story of amazing growth from selling shirts out of a van to a $100 million dollar enterprise – which coincidentally was the name of their van.

The basis of their business? Optimism! Here are entrepreneurs that not only don’t advertise because word-of-mouth recommendations keep the sales increasing, but Bert actually operates WITHOUT email. And find out what’s prompted them to donate 10% of their profits to children’s endeavors.

Click on the player below to hear the chat with Bert and Pam

About Bert:

In 1989, Bert and John Jacobs designed their first tee shirt. They knew nothing about the business.

For five years, the brothers hawked tee shirts in the streets of Boston and traveled the East Coast, selling door-to-door in college dormitories.

They collected some good stories, but were not very prosperous. They lived on peanut butter and jelly, slept in their van, and showered when they could.

Chicks were not impressed.

By the Fall of 1994, heading home from a long, less-than-fruitful road trip, Bert and John were desperately searching for answers to keep the dream alive. Little did they know, the only answer they needed was back in Boston, hanging up on their apartment wall – Jake.

Jake’s contagious grin, simple as it was, seemed to express everything the Jacobs brothers believed in.

One fateful September day, they printed up 48 Jake shirts for a local street fair in Cambridge, Massachusetts. They laid the shirts out on their rickety card table. By noontime, all 48 of those tees were gone. A star was born.

Soon Jake was introduced to local retailers, and his simple message of optimism was embraced like nothing the brothers had ever seen. As demand for product soared, Jake’s team grew, and the Little Brand That Could began to spread across America.

Today, the New England based brand stays close to its roots, with an emphasis on simplicity, humor and humility. Through Life is good Festivals, positive products, and a steady dose of ping pong, Jake’s crew does its best to keep the good vibes flowing.

For more about Life is Good: Click Here
For the Life is Good facebook page: Click Here
Follow Life is Good on Twitter : Click Here