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Talking Money Out Loud with Berna Anat

Ready for a better relationship with money?
Berna Anat helps us navigate the complicated waters!

So how much do you really know about money?  Do you know the best way to pay down your debt? Do you have a budget? It’s fair to say that most of us have a complicated relationship with money.

Enter Berna Anat! The author of Money Out Loud shares with us all the financial stuff that no one taught us. In our chat today we learn our money habits are directly connected to what we experienced as young people, (starting at age 7!), why paying just the minimum on our credit cards is just putting us in debt hell, and how we can make budgets work for US!

Listen in to our lively and informative conversation about how to become the CEO of our own lives and create a YES Plan to give us financial stability.

Click on the player below to hear the chat with Pam and Berna

About Berna Anat

Berna Anat is an award-winning producer, speaker, podcast host, rich auntie in training, and Financial Hype Woman—which is her made-up way of saying she creates financial education media all over the Internet. A proud Filipina-American daughter of immigrants, born and raised in the Bay Area, she taught herself how to pay off over $50,000 of debt and did what any Millennial would do: Yell about it on the internet. Berna’s work has been featured on platforms such as Forbes, The New York Times, and Buzzfeed. Berna was named The Plutus Awards’ Most Entertaining Financial Creator two years in a row and was named one of ABS-CBN’s Global Pinoy Idols. You can find Berna online at @heyberna on all platforms, at www.heyberna.com, or curled up with her nieces, watching The Office.

For more about Berna: Click Here
For her book, Money Out Loud: Click here
Follow her on Instagram at @HeyBerna
Twitter: @HeyBerna

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Getting a Grip on the Economy with Howard Yaruss – Understandable Economics

How Much Do You Understand About the Economy?
Howard Yaruss says it’s easier to understand than you think!

How much do you understand about the economy? Do you know how it really affects your life? Most of us don’t know more than what we’re told by people we are told are experts.  But should we trust economists? And what’s the biggest misunderstanding people have about the economy?

When I ran across a book written by economist, attorney, and NYU professor Howard Yaruss called Understandable Economics – Because understanding our economy is easier than you think – and more important than you know, I thought – this I have to hear! I’ll agree it’s more important than we know… but easier than we think?!?

So in our chat, we find out why the economy is more like psychology than civics, what inflation is, and why we are supposed to stop spending when businesses need us to spend to survive. Why do we give corporations bailouts to help them survive, but not the little guy? And who decides how much money is worth anyway? And oh yeah… Bitcoin?!?!  I promise, you will have a much better understanding of the economy after you hear this interview!

Click on the player below to hear the chat with Pam and Howard

About Howard Yaruss

Howard Yaruss is an economist, professor, attorney, businessman, and activist who greatly enjoys explaining complex issues in a clear, interesting and easily accessible way. He has taught a variety of courses on economics and business, and currently teaches at New York University. Previously, he served as Executive Vice President and General Counsel of Radian Group, one of the largest guarantors of debt in the world. He has also served on the Boards of organizations that advocate for safer streets, help the homeless and support the arts. Yaruss graduated from Brown University, studied at the London School of Economics and earned a law degree from the University of Pennsylvania. He lives in Manhattan and serves on his local community board.

For more about Howard: Click Here
For his book, Understandable Economics: Click here
Follow him on Instagram at @UndertandEcono

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11 year-old CEO, author & activist Bellen Woodard

11 yr-old CEO, Activist, & Author of More Than Peach
On Activism and Entrepreneurship

Bellen Woodard is 11 years-old and the CEO of More Than Peach, but her story started when she was 8, and everyone in her class kept asking for the Skin Color crayon, meaning the peach crayon. But Bellen isn’t peach-colored. And she knew a lot of other kids weren’t either.

Now, at 11, she is the CEO of the world’s first multicultural art brand and Kid/Woman/Black-owned business. She’s the world’s first Crayon Activist, and has transformed an entire industry with her global movement. And she’s also the author of the children’s book More Than Peach.

In our chat we get her advice on how to handle things when you get discouraged, and what some of the challenges are that she faces as an entrepreneur. Plus – how a major brand changed their product in the wake of Bellen’s activism, why she wrote the book, and what she’s working on for the future.

Click the player below to hear the chat with Pam and Bellen

About Bellen Woodard
Bellen Woodard is the beloved 11-year-old entrepreneur, trailblazer, and CEO of Bellen’s More than Peach Project.® The World’s 1st Crayon Activist™ and pioneer of “skin-color” crayons, Bellen transformed an entire industry with a first-of-its-kind, innovative and inclusive project and art brand that have now become a global movement. She’s received many notable awards including being named a 2020 TIME Kid of the Year nominee and has been featured by Scholastic Magazine, TIME®, Nickelodeon, and many others. Now a middle-schooler, Bellen embodies self-expression and discovery and enjoys traveling, dance, and spending time with family, friends, and her two beagles. Learn more at www.morethanpeach.com.

For her book, More than Peach: Click here
Find out more about Bellen and her projects at: morethanpeach.com

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Ryan Holiday – The Obstacle is the Way

The Obstacle is the Way – Ryan Holiday on adversity

Every day we face challenges in the form of obstacles in our path, whether it be at work or in our homelife. Ryan Holiday, podcaster and author of The Obstacle is the Way:The Timeless Art of Turning Trials into Triumph gives us a roadmap for how we can turn these barriers into advantages!

Listen as he describes his three-point plan to tackle a perceived obstacle,  how icons such as John D. Rockefeller, Amelia Earhart and Abraham Lincoln took nearly impossible situations and turned them into amazing success,  plus how and WHY do we create our own obstacles that can sabotage us.

Click on the player below to hear the chat with Pam and Ryan

About Ryan Holiday

Ryan Holiday is a writer and media strategist. When he was 19 years old, he dropped out of college to apprentice under Robert Greene, author of The 48 Laws of Power. He had a successful marketing career at American Apparel and went on to found a creative agency called Brass Check, which has advised clients like Google, TASER, and Complex, as well as many prominent bestselling authors, including Neil Strauss, Tony Robbins and Tim Ferriss.

He is the author of ten books, including The Obstacle Is the Way, Ego Is the Enemy, The Daily Stoic, Conspiracy and Stillness is the Key which have sold more than 2 million copies in thirty languages and have a following among NFL coaches, world-class athletes, TV personalities, political leaders, and others around the world. He spends much of his time on a ranch outside Austin, Texas where he does his writing and work in between raising cattle, donkeys and goats.

For more about Ryan, check out his website: RyanHoliday.net
For his book, The Obstacle is the Way: Click here
Follow him on Twitter: @RyanHoliday

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Award-Winning Author David Giffels on Barnstorming Ohio


Barnstorming Ohio to Understand America
David Giffels gives us insight into America and Americans in his new book

Ohio has picked the winner of the presidential election 29 out of 31 times since 1896… so they must be on to something. David Giffels traversed the state to find out what the people of Ohio were thinking about the election and what challenges they were facing. He put his discoveries down in his book Barnstorming Ohio, To Understand America.

There are 5 distinct different areas of Ohio, which makes it the cross-section of America, and gives us some insight into what the people of our country are thinking. In our chat, David explains what issues each area deals with, how Amazon is changing the landscape of Ohio, AND America, by taking over decaying malls, and how farmers are trying to survive despite the trade wars and bad weather.

Will Ohio get the presidential election right this time? No matter if they do or not, we’ll have a better understanding of America and Americans, by Barnstorming Ohio with David Giffels.

Click on the player below to hear the chat with David and Pam


About David Giffels

Barnstorming Ohio author David Giffels has written six books of nonfiction, including the critically acclaimed memoir, Furnishing Eternity: A Father, a Son, a Coffin, and a Measure of Life, published by Scribner in 2018. The book has been hailed by the New York Times Book Review as “tender, witty and … painstakingly and subtly wrought,” and by Kirkus Reviews as “a heartfelt memoir about the connection between a father and son.” It was a Book of the Month pick by Amazon and Powell’s and a New York Times Book Review “Editors’ Choice.”

His previous books include The Hard Way on Purpose: Essays and Dispatches From the Rust Belt (Scribner 2014), a New York Times Book Review “Editors’ Choice” and nominee for the PEN/Diamonstein-Spielvogel Award for the Art of the Essay, and the memoir All the Way Home (William Morrow/HarperCollins 2008), winner of the Ohioana Book Award.

​Giffels is the coauthor, with Jade Dellinger, of the rock biography Are We Not Men? We Are Devo! and, with Steve Love, Wheels of Fortune: The Story of Rubber in Akron.

A former Akron Beacon Journal columnist, his writing has appeared in The New York Times Magazine, the Atlantic.com, Parade, The Wall Street Journal, Esquire.com, Grantland.com, The Iowa Review, and many other publications. He also wrote for the MTV series Beavis and Butt-Head.

His awards include the Cleveland Arts Prize for literature, the Ohio Arts Council Individual Excellence Award, and a General Excellence award from National Society of Newspaper Columnists. He was selected as the Cuyahoga County Public Library Writer in Residence for 2018-2019.

Giffels is a professor of English at the University of Akron, where he teaches creative nonfiction in the Northeast Ohio Master of Fine Arts Program.

For more about David: Click here
For his book, Barnstorming Ohio: Click here
Follow him on twitter: Click here
For his Facebook: Click Here

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Global Sustainable Enterprise Expert and Author Chris Marquis Explains B Corps


Global Sustainable Enterprise Expert and Author Chris Marquis

Most of us in society today are pretty fed-up with how a lot of businesses are operating. Is there a way for companies to be more socially responsible and not be so focused on shareholder profits? Dr. Christopher Marquis says there IS and it’s called a B Corp.

A professor at Cornell and the author of Better Business: How the B Corp Movement Is Remaking Capitalism, Dr. Marquis explains what a B Corp is and what it means to businesses and consumers.  What are the benefits and what are the motivations for a business to become socially responsible?

We learn which companies are already on board as B Corps, how it has affected their profits, what open hiring is, and what greenwashing is.

Click on the player below to hear the chat with Chris and Pam

About Chris Marquis

Chris Marquis is the Samuel C. Johnson Professor in Sustainable Global Enterprise and Professor of Management at the Cornell University Johnson College of Business. Prior to joining Cornell, he worked for 10 years at Harvard Business School and has held visiting positions at Harvard Kennedy School, Hong Kong University of Science and Technology, Peking University, Fudan University, and Shanghai Jiaotong University. Marquis received a PhD in sociology and business administration from the University of Michigan.

Marquis’ current teaching and research is broadly focused on the two areas of social innovation and change and doing business in China. Under these themes he has examined entrepreneurship in China, the triple-bottom line and building sustainable businesses globally, and business competition in emerging markets. These research projects build on Marquis’ earlier research on how business can have a positive impact on society and in particular how historical and geographical processes have shaped firms’ and entrepreneurs’ social and environmental strategies and activities. His latest book, Better Business: How the B Corp Movement Is Remaking Capitalism, focuses on the potential for stakeholder governance models to reform capitalism.

Marquis’s research has won a number of national and international awards, including the 2006 William H. Newman Award for best dissertation across the entire the Academy of Management, the 2006 Louis R. Pondy award for best dissertation in organizational theory from the Academy of Management, the 2003 James D. Thompson Award for best graduate student paper from the American Sociological Association, and the 2005 State Farm Doctoral Dissertation Award. He was a finalist for the 2010 and 2013 Aspen Institute Faculty Pioneer Award, a runner-up in the Academy of Management’s Best Published Paper in Organization and Management Theory in 2009, and a finalist in the 2004 INFORMS/Organization Science Dissertation Proposal Competition. In 2018 he was given the International Educator Award, from China’s State Administration of Foreign Expert Affairs.

Marquis has published in Academy of Management Journal, Academy of Management Review, Administrative Science Quarterly, American Sociological Review, Harvard Business Review, Organization Science, Stanford Social Innovation Review, and Strategic Management Journal, as well as a number of edited collections. From 2014-2020 he was an Associate Editor at Administrative Science Quarterly and he has served as an elected member of the Executive Committee of the Organization and Management Theory Division of the Academy of Management and of the International Association of Chinese Management Research (IACMR). Before his academic career, Marquis worked for six years in the financial services industry, most recently as vice president and technology manager for a business unit of J.P. Morgan Chase.

For more about Chris: Click here
For his book, Better Business: Click here
Follow him on twitter: Click here
For his LinkedIn: Click Here

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Life is Good Co-Founder Bert Jacobs on Optimism and Thriving


Feel good by realizing Life IS Good!
Hear what drives Co-founder Bert Jacobs
And how the company thrives

You may not know the names Bert and John Jacobs but you’ve certainly seen their T-shirts everywhere. Co-founders of the Life is Good company, theirs is a story of amazing growth from selling shirts out of a van to a $100 million dollar enterprise – which coincidentally was the name of their van.

The basis of their business? Optimism! Here are entrepreneurs that not only don’t advertise because word-of-mouth recommendations keep the sales increasing, but Bert actually operates WITHOUT email. And find out what’s prompted them to donate 10% of their profits to children’s endeavors.

Click on the player below to hear the chat with Bert and Pam

About Bert:

In 1989, Bert and John Jacobs designed their first tee shirt. They knew nothing about the business.

For five years, the brothers hawked tee shirts in the streets of Boston and traveled the East Coast, selling door-to-door in college dormitories.

They collected some good stories, but were not very prosperous. They lived on peanut butter and jelly, slept in their van, and showered when they could.

Chicks were not impressed.

By the Fall of 1994, heading home from a long, less-than-fruitful road trip, Bert and John were desperately searching for answers to keep the dream alive. Little did they know, the only answer they needed was back in Boston, hanging up on their apartment wall – Jake.

Jake’s contagious grin, simple as it was, seemed to express everything the Jacobs brothers believed in.

One fateful September day, they printed up 48 Jake shirts for a local street fair in Cambridge, Massachusetts. They laid the shirts out on their rickety card table. By noontime, all 48 of those tees were gone. A star was born.

Soon Jake was introduced to local retailers, and his simple message of optimism was embraced like nothing the brothers had ever seen. As demand for product soared, Jake’s team grew, and the Little Brand That Could began to spread across America.

Today, the New England based brand stays close to its roots, with an emphasis on simplicity, humor and humility. Through Life is good Festivals, positive products, and a steady dose of ping pong, Jake’s crew does its best to keep the good vibes flowing.

For more about Life is Good: Click Here
For the Life is Good facebook page: Click Here
Follow Life is Good on Twitter : Click Here

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Former Navy Seal Jocko Willink Talks About the Dichotomy of Leadership

 

Several years ago we took on the concept of Extreme Ownership with Navy Seal co-authors Jocko Willink and Leif Babin.  We learned that if you’re in charge – you better own it!

Now these two leadership experts and co-founders of Echelon Front  have a new book out called The Dichotomy of Leadership – and maybe because some people took their original advice to the EXTREME!!

We talk with Jocko Willink— former Commander of Seal Team 3 – Task Unit Bruiser (which, by the way, was the most highly decorated US Special Ops unit of the Iraq War), about this dichotomy.  What can we learn about balance – and why it’s important.

Plus – when it’s time to fire someone… how to know when to back off… and why humility is so important.

Thanks for listening!

Click on the player below to listen to the conversation with Jocko Willink and Pam Atherton